Find out if your property in Australia is at risk of storm surge or river flooding

Simply enter your address details in the Steadfast Flood Risk Tracker to discover the likelihood of your home or business flooding.

We will not record your address nor will we make contact with you. This is a free public service.

Search results for:

Storm Surge

Your property is assessed for the likelihood of being affected by storm surges or tsunami.

Result
High Risk
Risk grade:
  • 50 years
  • 100 years
  • 250 years
  • 500 years
  • 1000 years
  • No data
Explanation

The risk grading above should be read as a 1 in the number of relevant years storm surge event. For example, the risk grading may read “1 in 100 year”. This means you are likely to experience a storm surge event once in every 100 years.

River Flood

Your property is assessed for the likelihood of being affected by river flood zones.

Result
Low Risk
Risk grade:
  • 5 years
  • 10 years
  • 20 years
  • 30 years
  • 50 years
  • 100 years
  • 200 years
  • 250 years
  • 500 years
  • >500 years
  • No data
Explanation

The risk grading above should be read as a 1 in the number of relevant years river flood event. For example, the risk grading may read “1 in 200 year”. This means you are likely to experience a river flood event once in every 200 years.

Risk grades

Low risks

Storm Surge risk grade:
No data, 1000 years
River Flood risk grade:
No data, >500 years, 500 years

It appears you are in a low flood risk area. However, you may want to check with your insurance advisor to either obtain or check insurance coverage relevant to your location and circumstance.

Moderate risks

Storm Surge risk grade:
500 years, 250 years
River Flood risk grade:
250 years, 200 years, 100 years

You may want to consider insurance coverage through your insurance advisor and check coverage for storm surge or river flood relevant to your location and circumstances.

High risks

Storm Surge risk grade:
100 years, 50 years
River Flood risk grade:
50 years, 30 years, 20 years, 10 years, 5 years

You are likely to have insurance coverage in place. However flood may not be included as part of your current insurance arrangements. Check with your insurance advisor to discuss options for flood cover.

 

 

Storm Surge

Your property is assessed for the likelihood of being affected by storm surges or tsunami.

River Flood

Your property is assessed for the likelihood of being affected by river flood zones.

Important - the results are only current as at the time of search. The underlying data is updated regularly.  Accordingly, results can change.

The information regarding flood risk is from a source we believe to be correct, being a reinsurer.  However, we have not checked its accuracy or completeness.

We are only passing this information onto you, without any change by us.

Storm surge or river flooding are two types of flooding. There are other types e.g. from dams or flash floods.

We do not accept a duty of care to you.

Please contact your insurance advisor for any further information or with any questions.

You should read https://insurancecouncil.com.au/resource/flood-insurance-explained/

Various insurers will cover you for flood.  Policies differ between insurers.  Your insurance advisor can provide you with a Product Disclosure Statement, which you should consider in deciding whether flood insurance is appropriate for you.  Deductibles, exclusions and limits apply.

Speak to your insurance advisor today.